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| Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to many thousands of satisfied customers with superior service second to none. We specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home lenders products specifically for manufactured housing lending nationwide. Your request gains access to mobile home purchase loans and mobile home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! FHA Loans - Home on land Refinancing and Purchase Programs - 50 States |
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| Lower Your Payment Shorten Your Term Fixed Rates Only No Variables or Step Ups Remove a Co-Borrower No Prepayment Penalty Home Only or On Land |
| Refinance Mobile Home In Park Should You Refinance Now? To the well-informed homeowner, refinancing your home loan is almost irresistible considering rates at historic lows. You know all the good reasons. Keep your payments stable with a fixed-rate loan Lower your interest rate Get cash out from your home’s equity Consolidate debt But how do you know if refinancing or which particular loan product is right for you? Let us cut through some of the pain and confusion for you with some typical examples that generally apply. * * * * * * * If you plan to stay in your home less than 5 years, a 5/1 year adjustable will get you a rate well below those of fixed rate mortgages. Just be sure you can take the risk of the possibility of future higher rates and monthly payments after the initial term. Another example pertains to the homeowner who’s been paying on the mortgage for 7 or more years on a 30 year fixed rate mortgage. Consider a rate and term refinance for a 10 or 15 year loan term. Obviously, you’ll pay off your home sooner and the shorter the term the lower the rate. If you need extra cash for debt consolidation, major expenses or any other purpose, we offer a number of options: Home Equity Line of Credit (HELOC second mortgage) – this loan type is at a fixed rate, and you can borrow what you need up to the total loan cap. Cash out Refinance – Conventional products are highly driven by credit score and equity, whereas an FHA loan is less FICO sensitive, has more flexible underwriting guidelines and allows for a higher loan-to-value ratio. |
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